Myself and my girlfriend just recently join. We have already received our 1st payout. There are a lot people that has FUD about Novatech. Novatech has given me a since of comfort for reaching my dreams. I'm a believer in Novatech. The people on YouTube that is spreading the FUD has never been with Novtech, they are only going off speculation and what could possibly happen. I come from trading options and stocks and have lost thousands. Now I can invest and spend my time on other things beside sitting in front of the computer waiting on the open bell of the stock market which has been on a roller coaster ride the past few years