I wouldn't even give this company one star, it is negative for me. They are belittling, mentally abusive and downright unprofessional even to individuals who make arrangements with them during difficult times. NEVER borrow from this company, and when I am finally finished with paying for my HUGE mistake, I will run this place down even further in reviews, and NEVER touch a stupid loan like this ever again. LESSON LEARNED THE HARD WAY.