Easy to "invest" money with a "coach" that meticulously explains how to set everything up. Offers artificially high rates of return in very short time horizons, and many "bonuses", then when you go to withdraw, you have several layers of payments of several thousand dollars that need to be made - "super urgent" payments to them. The most comical is an e-mail with an "IRS" demand of upfront immediate payment. If you don't make these payments, you don't get your money.