What to do if You Get Hacked

Header

Author: James Greening

September 3, 2021

Phishing is one of the most widespread online scams with scammers targeting millions of people daily. According to the FBI, phishing was the most common cybercrime in 2020 and the number of incidents nearly doubled compared to 2019. Not only is it important to know how to prevent falling for a phishing attack but you should also know what to do in case you end up losing your account to hackers.

How to Recover from a Hack

You could lose any of your accounts to hackers, be it your email account, social media account, netbanking account or even your credit card details. In any case, there are steps you can take to recover the lost account with varying chances of success. Keep in mind that in most cases, it is not easy to recover an account that you have lost control of. 

Run an Antivirus Scan

If you did not lose access to the account by clicking on a malicious link or if you don’t know how your account got compromised, there is a chance that your device might be infected with a virus such as malware. Run an antivirus scan to detect and remove potential threats.

If you are a Microsoft Windows user, you can use the built-in Windows Security software to run a basic scan. You can also opt for a paid solutions such as those offered by our partner Trend Micro Antivirus that offer wider security. Additionally, you could also run a scan to detect malware using applications such as Spybot or Malwarebytes

Contact the Bank or Credit Card Company

If your banking credentials or credit card details have been phished, contact your bank/credit card company at the earliest so that the account/card can be blocked. This will help you avoid losing money or at least any more than you already have. 

The bank will not hold you responsible for the transactions made by scammers, thereby reversing all charges, and help you regain access to you account or issue a new card.

Contact the Email Provider or Social Media Platform

Under normal circumstances, the first step to is simply try to reset your password. However, hackers immediately change the account password and associated email ID to prevent the original owner from regaining access.

If your email or social media account has been compromised, you can follow the steps laid down by the company to help you recover your account. 

Secure Your Other Accounts

We tend to use the same passwords across multiple accounts so that it is easier to remember. This also makes it easier for hackers to access multiple accounts of yours if they share the same email ID/password combination. Immediately change the password of any account that has the same login credentials as the compromised account.

Considering installing a password manager to create and use a unique password for each account. Make sure to enable two-factor authentication (2FA) so that your account cannot be accessed even if someone has your password.

Inform Family & Friends

Scammers are known to use hacked accounts to target family members and friends of the account owner. Scammers might try to impersonate you in order to convince people you know into sending them money. You can prevent them from being tricked by letting everyone know that your account has been compromised and any requests for money are not from you.

The points given above are some basic steps for trying to regain access to a hacked account and prevent future hacks from taking place. Follow Scamadviser on social media and subscribe to our newsletter for tips on recognizing phishing email and text messages.

Report a Scam!

Have you fallen for a hoax, bought a fake product? Report the site and warn others!

Help & Info

Popular Stories

As the influence of the internet rises, so does the prevalence of online scams. There are fraudsters making all kinds of claims to trap victims online - from fake investment opportunities to online stores - and the internet allows them to operate from any part of the world with anonymity. The ability to spot online scams is an important skill to have as the virtual world is increasingly becoming a part of every facet of our lives. The below tips will help you identify the signs which can indicate that a website could be a scam. Common Sense: Too Good To Be True When looking for goods online, a great deal can be very enticing. A Gucci bag or a new iPhone for half the price? Who wouldn’t want to grab such a deal? Scammers know this too and try to take advantage of the fact. If an online deal looks too good to be true, think twice and double-check things. The easiest way to do this is to simply check out the same product at competing websites (that you trust). If the difference in prices is huge, it might be better to double-check the rest of the website. Check Out the Social Media Links Social media is a core part of ecommerce businesses these days and consumers often expect online shops to have a social media presence. Scammers know this and often insert logos of social media sites on their websites. Scratching beneath the surface often reveals this fu

So the worst has come to pass - you realise you parted with your money too fast, and the site you used was a scam - what now? Well first of all, don’t despair!! If you think you have been scammed, the first port of call when having an issue is to simply ask for a refund. This is the first and easiest step to determine whether you are dealing with a genuine company or scammers. Sadly, getting your money back from a scammer is not as simple as just asking.  If you are indeed dealing with scammers, the procedure (and chance) of getting your money back varies depending on the payment method you used. PayPal Debit card/Credit card Bank transfer Wire transfer Google Pay Bitcoin PayPal If you used PayPal, you have a strong chance of getting your money back if you were scammed. On their website, you can file a dispute within 180 calendar days of your purchase. Conditions to file a dispute: The simplest situation is that you ordered from an online store and it has not arrived. In this case this is what PayPal states: "If your order never shows up and the seller can't provide proof of shipment or delivery, you'll get a full refund. It's that simple." The scammer has sent you a completely different item. For example, you ordered a PlayStation 4, but instead received only a Playstation controller.  The condition of the item was misrepresented on the product page. This could be the