By: Zarmeena Waseem, National Cyber Security Alliances
Mitchel Chang, Trend Micro Initiative for Education
It has been over a year since the pandemic began and cyber threats have thrived during this period. In April 2020, we witnessed a huge spike of phishing emails and smishing text messages as a starting point of various cyber attacks and scams. Our research data showed spam messages increased by more than 220X during the first month of COVID-19 lockdown.
Scammers often leverage a hot topic as their source of misinformation to lure a targeted audience. For example, the current hot misinformation is on COVID-19 Vaccine related topics.
Misinformation can impact all ages from kids to adults and senior citizens and it may have a lasting and unpredictable impact to our community. Email, social media, and messaging applications are being used in much more nefarious, misleading ways than before to spread misinformation and initiate cyber scams. Based on recent FTC data, one major target demographic for scammers is senior citizens’ retirement savings.
Cybercrime has increased at an unprecedented rate as misinformation and disinformation are continuing in the form of chain messages, deepfakes, as well as phishing via voice, text and email. All of these can cause financial and reputational damage. It should come as no surprise that tech companies are now pivoting focus from surviving the pandemic to providing solutions to these growing cybersecurity challenges.
For both individuals and businesses, we must be able to work and enjoy the internet safely – especially given our increased reliance on digital connectivity in the last year. Our advice is first that users must observe good cybersecurity hygiene. These include:
Please refer to NCSA and Trend Micro internet safety websites for more education and awareness resources.
In addition to good hygiene, we recommend you leverage some of the reputable cybersecurity tools on the market. Usually, the cyber attacks or scams will start from the weakest link of the cybersecurity ecosystem. Often, tricking the user to click on a fake or socially engineered email with misinformation.
To help users with these challenges, Trend Micro released several new free cloud-based tools to help home and mobile users stay safe from scams and misinformation. According to Trend Micro’s Consumer Director, Brook Stein from San Jose California, “This is part of giving back from Trend Micro to our communities in helping users enjoy their digital life safely. These free new tools will complement users’ existing Trend Micro or other antivirus products.”
Please take care of your cybersecurity hygiene and ensure you have reputable cybersecurity protections installed. We wish you an enjoyable 2021 internet experience!
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Trend Micro Free Tools: Aiming to empower communities for a safer digital world, Trend Micro has created a family of free tools to help users to better protect their online activities and devices. For example, Trend Micro Check can detect and provide instant feedback on misinformation, fraud, scams, and malicious websites. HouseCall is an award-winning, cloud-based threat detection tool often used when the antivirus tools on your PC or Mac have been compromised by the attackers. Please check out these tools to help you enjoy your digital life safely. https://www.trendmicro.com/en_us/forHome/online-scanner.html
Have you fallen for a hoax, bought a fake product? Report the site and warn others!
As the influence of the internet rises, so does the prevalence of online scams. There are fraudsters making all kinds of claims to trap victims online - from fake investment opportunities to online stores - and the internet allows them to operate from any part of the world with anonymity. The ability to spot online scams is an important skill to have as the virtual world is increasingly becoming a part of every facet of our lives. The below tips will help you identify the signs which can indicate that a website could be a scam. Common Sense: Too Good To Be True When looking for goods online, a great deal can be very enticing. A Gucci bag or a new iPhone for half the price? Who wouldn’t want to grab such a deal? Scammers know this too and try to take advantage of the fact. If an online deal looks too good to be true, think twice and double-check things. The easiest way to do this is to simply check out the same product at competing websites (that you trust). If the difference in prices is huge, it might be better to double-check the rest of the website. Check Out the Social Media Links Social media is a core part of ecommerce businesses these days and consumers often expect online shops to have a social media presence. Scammers know this and often insert logos of social media sites on their websites. Scratching beneath the surface often reveals this fu
So the worst has come to pass - you realise you parted with your money too fast, and the site you used was a scam - what now? Well first of all, don’t despair!! If you think you have been scammed, the first port of call when having an issue is to simply ask for a refund. This is the first and easiest step to determine whether you are dealing with a genuine company or scammers. Sadly, getting your money back from a scammer is not as simple as just asking. If you are indeed dealing with scammers, the procedure (and chance) of getting your money back varies depending on the payment method you used. PayPal Debit card/Credit card Bank transfer Wire transfer Google Pay Bitcoin PayPal If you used PayPal, you have a strong chance of getting your money back if you were scammed. On their website, you can file a dispute within 180 calendar days of your purchase. Conditions to file a dispute: The simplest situation is that you ordered from an online store and it has not arrived. In this case this is what PayPal states: "If your order never shows up and the seller can't provide proof of shipment or delivery, you'll get a full refund. It's that simple." The scammer has sent you a completely different item. For example, you ordered a PlayStation 4, but instead received only a Playstation controller. The condition of the item was misrepresented on the product page. This could be the