Imagine someone offering you free in-home services like cooking, cleaning, or even medical care—all they need is your Medicare number. Sounds helpful, right? Think again. This could be a scam to commit hospice fraud, and it’s happening more often than you might think.
Hospice fraud is a scam where fraudsters falsely enroll people in Medicare’s hospice program. Why? So they can bill Medicare for services you don’t need—or worse, services you never receive.
Here’s how it works: scammers target seniors with calls, texts, emails, or even by showing up at their door. They promise free in-home benefits, but their real goal is to get your Medicare number. Once they have it, they enroll you in hospice care without your knowledge or consent.
Hospice care is meant for individuals who are terminally ill, with a life expectancy of six months or less. It’s a specialized service focused on comfort, not cure, and it requires certification from a doctor.
If scammers enroll you in hospice care fraudulently, it could affect your Medicare coverage in the future. For instance, while enrolled in hospice, Medicare won’t cover treatments to cure illnesses, as hospice assumes you’ve chosen comfort care over curative care. This can create major problems if you need other medical services.
Be on the lookout for these warning signs:
Protecting yourself from hospice fraud is easier than you think:
If someone tries to involve you in a hospice scam, don’t panic. Instead:
Hospice fraud not only affects your Medicare benefits but can also harm countless others if left unchecked. By spreading the word, you can help protect your friends and family from falling victim to these scams.
Remember, if something sounds too good to be true—like free services with no strings attached—it probably is. Stay cautious, stay informed, and keep your Medicare benefits safe.
Image Source: Unsplash.com
Have you fallen for a hoax, bought a fake product? Report the site and warn others!
As the influence of the internet rises, so does the prevalence of online scams. There are fraudsters making all kinds of claims to trap victims online - from fake investment opportunities to online stores - and the internet allows them to operate from any part of the world with anonymity. The ability to spot online scams is an important skill to have as the virtual world is increasingly becoming a part of every facet of our lives. The below tips will help you identify the signs which can indicate that a website could be a scam. Common Sense: Too Good To Be True When looking for goods online, a great deal can be very enticing. A Gucci bag or a new iPhone for half the price? Who wouldn’t want to grab such a deal? Scammers know this too and try to take advantage of the fact. If an online deal looks too good to be true, think twice and double-check things. The easiest way to do this is to simply check out the same product at competing websites (that you trust). If the difference in prices is huge, it might be better to double-check the rest of the website. Check Out the Social Media Links Social media is a core part of ecommerce businesses these days and consumers often expect online shops to have a social media presence. Scammers know this and often insert logos of social media sites on their websites. Scratching beneath the surface often reveals this fu
So the worst has come to pass - you realise you parted with your money too fast, and the site you used was a scam - what now? Well first of all, don’t despair!! If you think you have been scammed, the first port of call when having an issue is to simply ask for a refund. This is the first and easiest step to determine whether you are dealing with a genuine company or scammers. Sadly, getting your money back from a scammer is not as simple as just asking. If you are indeed dealing with scammers, the procedure (and chance) of getting your money back varies depending on the payment method you used. PayPal Debit card/Credit card Bank transfer Wire transfer Google Pay Bitcoin PayPal If you used PayPal, you have a strong chance of getting your money back if you were scammed. On their website, you can file a dispute within 180 calendar days of your purchase. Conditions to file a dispute: The simplest situation is that you ordered from an online store and it has not arrived. In this case this is what PayPal states: "If your order never shows up and the seller can't provide proof of shipment or delivery, you'll get a full refund. It's that simple." The scammer has sent you a completely different item. For example, you ordered a PlayStation 4, but instead received only a Playstation controller. The condition of the item was misrepresented on the product page. This could be the