Computer viruses are not a new thing. Some of the most devastating losses in business have been due to virus infections that went undetected - a fact that underscores the need to invest in robust cybersecurity systems.
2020, the COVID-19 year, made many jobs move to online platforms to keep businesses running while maintaining WHO health restrictions. Remote work became the new normal. It’s almost as though the internet’s value was rediscovered. Scammers have also doubled their efforts in setting up infected websites with embedded malware, fake pop-up warnings, fake emails, and calls.
Here are some pointers you can use to spot possible malware scams:
It is not the practice of any computer company’s tech support team to call customers about virus infections. Such companies do not have remote access to your computer to see whenever a virus infection occurs. Scammers are known to call posing as Microsoft or Apple Tech Support representatives who have detected a malware infection in your computer.
Another way this plays out is where the fake tech support caller suggests to “guide” you through steps to fix the problem. Never carry out any instruction this way. They may lead you to install malware unknowingly and then ask you to buy their antivirus to fix the problem. Or, they may gain control of your computer and lock you out!
Messages that pop up while you browse online like, “VIRUS DETECTED” or “YOUR COMPUTER IS INFECTED” are scammer tactics. Unless the notification is from your own installed antivirus, never click on those pop-ups to fix, clean, or resolve. They are scams.
Not being careful about the files you download and install can end up being very expensive. Even malware scams have money as their real end goal.
This is a kind of malware that gains control of your computer file system and locks you out! It encrypts your home folder files and holds them at “ransom”, hence the name - ransomware. The scammer who deployed the ransomware then demands a payment to give you the encryption key that can unlock it.
Some go as far as creating encryption for your local drive, attached drives, and even network computers!
Most malware scams begin with calls from fake Tech Support notifying you of a problem in your computer in the following ways:
Then it progresses in these two possible ways:
The caller gives you a link to download and install “security software” to fix the problem. It directs you to a buying site that needs your credit card details. After paying, then you get to download. Such software may be useless and do nothing or, it can be malware that locks your files and gives the scammer control.
The scam caller can also offer to guide you through a process to fix the problem. Only that the system changes you make will result in giving them remote access to your computer. Then they can install actual malware to collect credit card and banking information to steal your cash.
Illegal download sites and file sharing sites are notorious virus spreaders. Some free offers on the internet appear to offer one genuine and useful software but actually, download malware. Once you install, you’ll realize it's software that you can’t recognize. These are usually malware.
If you allow the process to run to the end it will compromise your computer security. Having good antivirus software running in your computer will help detect, notify and stop its installation process. Always keep your antivirus software up to date. Also, ensure that it has real-time protection against online threats.
Report to:
Have you fallen for a hoax, bought a fake product? Report the site and warn others!
As the influence of the internet rises, so does the prevalence of online scams. There are fraudsters making all kinds of claims to trap victims online - from fake investment opportunities to online stores - and the internet allows them to operate from any part of the world with anonymity. The ability to spot online scams is an important skill to have as the virtual world is increasingly becoming a part of every facet of our lives. The below tips will help you identify the signs which can indicate that a website could be a scam. Common Sense: Too Good To Be True When looking for goods online, a great deal can be very enticing. A Gucci bag or a new iPhone for half the price? Who wouldn’t want to grab such a deal? Scammers know this too and try to take advantage of the fact. If an online deal looks too good to be true, think twice and double-check things. The easiest way to do this is to simply check out the same product at competing websites (that you trust). If the difference in prices is huge, it might be better to double-check the rest of the website. Check Out the Social Media Links Social media is a core part of ecommerce businesses these days and consumers often expect online shops to have a social media presence. Scammers know this and often insert logos of social media sites on their websites. Scratching beneath the surface often reveals this fu
So the worst has come to pass - you realise you parted with your money too fast, and the site you used was a scam - what now? Well first of all, don’t despair!! If you think you have been scammed, the first port of call when having an issue is to simply ask for a refund. This is the first and easiest step to determine whether you are dealing with a genuine company or scammers. Sadly, getting your money back from a scammer is not as simple as just asking. If you are indeed dealing with scammers, the procedure (and chance) of getting your money back varies depending on the payment method you used. PayPal Debit card/Credit card Bank transfer Wire transfer Google Pay Bitcoin PayPal If you used PayPal, you have a strong chance of getting your money back if you were scammed. On their website, you can file a dispute within 180 calendar days of your purchase. Conditions to file a dispute: The simplest situation is that you ordered from an online store and it has not arrived. In this case this is what PayPal states: "If your order never shows up and the seller can't provide proof of shipment or delivery, you'll get a full refund. It's that simple." The scammer has sent you a completely different item. For example, you ordered a PlayStation 4, but instead received only a Playstation controller. The condition of the item was misrepresented on the product page. This could be the