This week we’ve found a large number of scams that you need to watch out for, including ones relating to Bank of America EDD, US Eagle Federal Credit Union, Walmart, and more. Would you have been able to spot all the scams?
Impersonating famous brands, scammers send out fake text messages and emails containing phishing links and try to entice you into opening them with various lies. These phishing links will often lead to fake login pages that will end up asking you for your personal information and/or login credentials. Below are some examples:
Bank of America is one of the scammers’ favorite companies to impersonate. As we’ve reported several times, they try to trick you into clicking on the attached phishing links, using Employment Development Department (EDD) prepaid cards as a lure — that is, they falsely claim that your debit account is blocked or suspended and prompt you to reactivate it:
· california employment development dept’ (edd) : bofa edd prepaid has temporarily blocked your debit account. if this was a mistake immediately visit us at: {URL} msg & data rates may apply
· еdd Ꭰεbіτ ᏟaᎡᎠ aᏞeᎡt payment information is updated daily and is available through your ui online account υоսr eᎠd Ꮲrераіⅾ βаոk-оf-αⅿеrіса dеbіt cаrⅾ ѕtаrtіոg ԝіth 4427434 ηave penⅾing transactiоn оf $2,106.32 acη Ꮩаⅼսе crеⅾіt. νоτe:>υοur edᎠ prepaiⅾ воfa debit carⅾ hаѕ bееո tеⅿрοrаrіⅼу ѕսѕреոⅾеⅾ ⅾue tο suspicious activity. рⅼеаѕе rе-асtіⅴаtе уοսr саrⅾ ԝіth thе ⅼіոk bеⅼоԝ tо сοոtіոսе սѕіոg. {URL}
When clicked on, the links lead to fake Bank of America login pages designed to collect all submitted credentials, including your card number, CVC code, and even your Social Security number. With such data, scammers could take control of your bank account and steal all your money.
Sample fake Bank of America login page web addresses
· myprealertsbofa[.]com
· edds24hr[.]com/visaprepaidprocessing
Note: The legitimate web domain of Bank of America is bankofamerica.com
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Similarly, posing as US Eagle, scammers try to convince you that there is a security issue with your account and instruct you to click on a link to resolve it:
· u.s. eagle federal credit union: an online suspicious activities was detected on your account and your account is temporarily locked. kindly click {URL} to re-activate
The link leads to a fake US Eagle login page. Scammers can record any login credentials you enter. Be careful!
Read more about other bank scams and tips to stay protected!
Phishing links will also often take you to online survey pages that state you can claim a gift by filling out an online questionnaire. Below are some common scams with examples.
Walmart Survey Scam
This is not the first time we’ve written about Walmart text message scams. This week, we detected a lot of scam raffle messages featuring the iPhone 14s as a reward:
· IT’S HERE! The, aII new lPH0NE 14, You are the Iucky WlNNER of (1/7) courtesy phones from Walmart: <URL>
If you take the bait and click on the attached link, you will be taken to a fake Walmart reward page (online survey page) that says you can win an iPhone 14 Pro once you’ve finished the questionnaire:
Yeah, it sounds too good to be true! You could end up revealing all your credentials, such as your home address or credit card information, to scammers. Watch out!
We also discovered similar scams that utilize fake rewards pages to try to trick you:
· Item for +64274368998: Can you please confirm if this stuck deIivery belongs to you? <URL>
The excuses scammers use may vary, like a fake delivery notification for example, but their ultimate goal is to get you on the fake online survey page and steal all your credentials:
· Pay close attention to URLs — are they legitimate?
· Double-check the sender’s mobile number.
· Free gifts and prizes are always a major red flag.
· Go to the official website/application instead of using links from unknown sources.
· Never click on links or attachments from unknown sources. Use Trend Micro Check to surf the web safely (it’s free!).
Add an extra layer of protection to your devices with Trend Micro Maximum Security. Its Web Threat Protection, Ransomware Protection, Anti-phishing, and Anti-spam Protection can help you combat scams and cyberattacks. Click the button below to give it a try:
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Have you fallen for a hoax, bought a fake product? Report the site and warn others!
As the influence of the internet rises, so does the prevalence of online scams. There are fraudsters making all kinds of claims to trap victims online - from fake investment opportunities to online stores - and the internet allows them to operate from any part of the world with anonymity. The ability to spot online scams is an important skill to have as the virtual world is increasingly becoming a part of every facet of our lives. The below tips will help you identify the signs which can indicate that a website could be a scam. Common Sense: Too Good To Be True When looking for goods online, a great deal can be very enticing. A Gucci bag or a new iPhone for half the price? Who wouldn’t want to grab such a deal? Scammers know this too and try to take advantage of the fact. If an online deal looks too good to be true, think twice and double-check things. The easiest way to do this is to simply check out the same product at competing websites (that you trust). If the difference in prices is huge, it might be better to double-check the rest of the website. Check Out the Social Media Links Social media is a core part of ecommerce businesses these days and consumers often expect online shops to have a social media presence. Scammers know this and often insert logos of social media sites on their websites. Scratching beneath the surface often reveals this fu
So the worst has come to pass - you realise you parted with your money too fast, and the site you used was a scam - what now? Well first of all, don’t despair!! If you think you have been scammed, the first port of call when having an issue is to simply ask for a refund. This is the first and easiest step to determine whether you are dealing with a genuine company or scammers. Sadly, getting your money back from a scammer is not as simple as just asking. If you are indeed dealing with scammers, the procedure (and chance) of getting your money back varies depending on the payment method you used. PayPal Debit card/Credit card Bank transfer Wire transfer Google Pay Bitcoin PayPal If you used PayPal, you have a strong chance of getting your money back if you were scammed. On their website, you can file a dispute within 180 calendar days of your purchase. Conditions to file a dispute: The simplest situation is that you ordered from an online store and it has not arrived. In this case this is what PayPal states: "If your order never shows up and the seller can't provide proof of shipment or delivery, you'll get a full refund. It's that simple." The scammer has sent you a completely different item. For example, you ordered a PlayStation 4, but instead received only a Playstation controller. The condition of the item was misrepresented on the product page. This could be the